On 2026-04-04 8:37 p.m., chrisv wrote:
CrudeSausage wrote:
Two-factor authentication. I can understand that this is tedious to
older people, but I dob't blame banks for deploying such measures
considering how many pajeets and sand niggers are scamming the elderly >>>from their live savings. He can complain, but it truly is for his safety.
TFA isn't a bad thing, IMO, but I was recently very fustrated by my
bank. I went in there, wanting to transfer a few $thousand from my
account into my daughter's account, and those fscker's didn't want to
let me do it, without my phone and TFA! I didn't have my phone, but I
was right there, with my driver's license and my PIN for my account!
I finally got it done, but I was astonished that, even being right
there with my ID, they wanted me to do TFA to get it done!
"You know that there are fake ID's, right", they said. "I shouldn't
need to have my PHONE to do my business here, PERIOD", I replied.
I don't think the bank tellers realize that by encouraging people to use their phones for every task, they are precipitating their own obsolescence.
On Sun, 5 Apr 2026 09:08:21 -0400, CrudeSausage wrote:
I don't think the bank tellers realize that by encouraging people to use
their phones for every task, they are precipitating their own
obsolescence.
I can't remember the last time I dealt with a teller. I did talk with one
of the people on the next rung that have a separate office to juggle some CDs a few years ago. I use cash for most local purchases but that's what
the ATM is for.
I may have to at some point as I have some coins I want to get rid of. I used to use the CoinStar machine but they dropped the Amazon gift card and
I have no use for the other one.
rbowman wrote:
CrudeSausage wrote:
I don't think the bank tellers realize that by encouraging people to use >>> their phones for every task, they are precipitating their own
obsolescence.
I can't remember the last time I dealt with a teller.
I don't want a bank or money transfer app on my phone, so I need to go
to the bank on occasion.
I don't know the difference between a credit union and a bank, it just
seems like credit unions are a lot easier to deal with.
I used to go to the gas company and pay the gas, the electric company
and pay for electricity... etc. And I actually knew the people there and
they knew me. That was a better time than the bullshit we have now.
On Mon, 6 Apr 2026 13:30:36 -0000 (UTC), RonB wrote:
I used to go to the gas company and pay the gas, the electric company
and pay for electricity... etc. And I actually knew the people there and
they knew me. That was a better time than the bullshit we have now.
The gas company was a few blocks from where I worked so I would walk up
and pay the bill. The office closed during covid and never reopened. Now everything is handled from Texas.
I used to pay the electric bill at the co-op but now it's ACH.
On Mon, 6 Apr 2026 13:38:34 -0000 (UTC), RonB wrote:
I don't know the difference between a credit union and a bank, it just
seems like credit unions are a lot easier to deal with.
Credit unions are not-for-profit organizations owned by the members. Banks are for-profit organizations owned by stock holders. Deposits in a credit union are insured by NCUA (National Credit Union Association) while banks are covered by FDIC.
Historically credit union membership often was limited to specific groups.
A local one was the Federal Credit Union that was limited to government employees, including city, state, and public schools. The membership requirements are less strict today. For example the one I'm in requires
that you live in one of the western Montana counties. You need to have a savings account with at least $5. When I opened the account I had a $20
bill handy so that's my savings account. You can have a checking account
but I do that through a regular bank. The rates on CDs were much better
than when the banks were paying squat. The rates on loans are also less
than commercial banks.
On 2026-04-06, rbowman <bowman@montana.com> wrote:
On Mon, 6 Apr 2026 13:38:34 -0000 (UTC), RonB wrote:
I don't know the difference between a credit union and a bank, it just
seems like credit unions are a lot easier to deal with.
Credit unions are not-for-profit organizations owned by the members. Banks >> are for-profit organizations owned by stock holders. Deposits in a credit
union are insured by NCUA (National Credit Union Association) while banks
are covered by FDIC.
Historically credit union membership often was limited to specific groups. >> A local one was the Federal Credit Union that was limited to government
employees, including city, state, and public schools. The membership
requirements are less strict today. For example the one I'm in requires
that you live in one of the western Montana counties. You need to have a
savings account with at least $5. When I opened the account I had a $20
bill handy so that's my savings account. You can have a checking account
but I do that through a regular bank. The rates on CDs were much better
than when the banks were paying squat. The rates on loans are also less
than commercial banks.
I see, thanks for the explanation. My credit union requires a $25 deposit. I think anyone in Idaho can use them. If my debit card is "compromised" (it's happened a couple times with my wife, who does buy things on her phone), you just cancel the current one, go to the credit union office and they'll make you another card in about five minutes.
They even offer financial advice, if you want it and give you $50 credit to do it. My son (one of the ones in Idaho) went there and they advised him to drop T-Mobile (where he was paying close to $100 a month for his cellphone service) and go with Mint Mobile (which uses T-Mobile). He pays $20 a month for unlimited there.
I had tried to tell him to do the same, but it sunk in--
when "someone else" told him. I think they also gave him advice on his car insurance and a few other things. Common sense stuff that he took seriously because a "financial consultant" told him so.
On 2026-04-06, rbowman <bowman@montana.com> wrote:
On Mon, 6 Apr 2026 13:30:36 -0000 (UTC), RonB wrote:
I used to go to the gas company and pay the gas, the electric company
and pay for electricity... etc. And I actually knew the people there
and they knew me. That was a better time than the bullshit we have
now.
The gas company was a few blocks from where I worked so I would walk up
and pay the bill. The office closed during covid and never reopened.
Now everything is handled from Texas.
I used to pay the electric bill at the co-op but now it's ACH.
These "poor, starving" corporations couldn't possibly keep local offices running.
I see, thanks for the explanation. My credit union requires a $25
deposit.
I think anyone in Idaho can use them. If my debit card is "compromised"
(it's happened a couple times with my wife, who does buy things on her phone), you just cancel the current one, go to the credit union office
and they'll make you another card in about five minutes.
On Tue, 7 Apr 2026 00:47:18 -0000 (UTC), RonB wrote:
I see, thanks for the explanation. My credit union requires a $25
deposit.
I think anyone in Idaho can use them. If my debit card is "compromised"
(it's happened a couple times with my wife, who does buy things on her
phone), you just cancel the current one, go to the credit union office
and they'll make you another card in about five minutes.
I should get one. One of the supermarket self-checkouts only takes debit cards to avoid the swipe fees on credit cards. They do have a cash lane
but that was closed the last time I was there. Since pennies are no longer being minted, there was a sudden 'shortage' of change. One market rounds
off which is the obvious solution but others jumped on it as a way to end cash sales.
I don't know if counterfeiting played a part. I paid for a small item with ones and the cashier swiped the bills with the pen. I asked her if she thought a counterfeiter would be stupid enough to make bad ones. Store policy.
I've gotten in the lazy habit of using the debit card for just about everything. But our grocery stores around here have cash acceptors at
the self-checkouts, so I do use those sometimes. (Kroger, Albertsons,
Walmart and Winco, at least, have these.)
I can't believe they're checking one dollar bills to see if they're counterfeit. It would take a special kind of stupid to counterfeit one
dollar bills.
In the end, Wayland _will_ be much better than X11 ever was.
CrudeSausage wrote:
In the end, Wayland _will_ be much better than X11 ever was.
What is this "in the end" bullshit? Wayland will never be any better than X11. This isn't because it is unfinished or anything, it's due to the
design principals Wayland has chosen under the guise of "security". Wayland completely breaks the desktop modal and hurts developers with these enforcements, with many professional-grade software refusing to support Wayland due to incompatibilities that it makes impossible to solve.
Deluding yourself into thinking this will somehow replace what has been our standard for decades when it breaks support and compatibility BY DESIGN is not going to help anyone, or fix the critical issues Wayland has. It is
more suitable for smart phones than it is for the personal computer.
Wayland will never superseed X11, and this is by design; intentional or not. Best we can do is replace Wayland or just fix X11.
CrudeSausage wrote:
In the end, Wayland _will_ be much better than X11 ever was.
What is this "in the end" bullshit? Wayland will never be any better than X11. This isn't because it is unfinished or anything, it's due to the
design principals Wayland has chosen under the guise of "security". Wayland completely breaks the desktop modal and hurts developers with these enforcements, with many professional-grade software refusing to support Wayland due to incompatibilities that it makes impossible to solve.
Deluding yourself into thinking this will somehow replace what has been our standard for decades when it breaks support and compatibility BY DESIGN is not going to help anyone, or fix the critical issues Wayland has. It is
more suitable for smart phones than it is for the personal computer.
Wayland will never superseed X11, and this is by design; intentional or not. Best we can do is replace Wayland or just fix X11.
If fixing X11 is the goal, Xlibre is the solution.
| Sysop: | DaiTengu |
|---|---|
| Location: | Appleton, WI |
| Users: | 1,113 |
| Nodes: | 10 (0 / 10) |
| Uptime: | 492338:04:17 |
| Calls: | 14,238 |
| Files: | 186,312 |
| D/L today: |
4,127 files (1,341M bytes) |
| Messages: | 2,514,911 |